If you are interested in a free credit card consolidation, you can connect the invoices themselves. This can be done by transferring balances from your higher interest cards to the other was the lowest rate. Now make one monthly payment to that card. This allows you to combine multiple bills into one affordable payment. So you do not need to worry about managing for many payments at once.
When you transfer a balance, do not close credit card at the same time it can affect your credit score. You should also check the balance transfer fees that credit card company may charge. But make sure you do not run into further debt by using the card again.
For more information on how to eliminate or reduce credit card debt on your own, you can see in the DIY section.
You can take a consolidate debt loan to pay off the outstanding amount and eliminate credit card debt. It is similar to a personal loan in the long term, and is available in the relatively low interest rates.
Monthly loan is low, but the total interest you pay over the loan can be quite large. If your credit score is not, you may not be able to get the consolidate credit card debt loan. In addition, it is better to avoid a bad credit debt consolidation loans that they require you to pay a higher interest rate.
